Health Insurance



Medical Insurance Plans Patient Referral Information:

1.  Insurance Coverage:

a.  At every visit, it is important for all patients to inform our office staff of your current insurance coverage. Because patients' insurance coverage frequently changes we will ask for insurance information each time you visit our office. This is necessary for us to submit insurance claims and to make sure they are processed properly.

b.  We participate with most major insurance plans. If you do not see your plan listed you may contact our Billing Specialist for more information.  The following is a list of these major plans:

  • Aetna US HealthCare
  • America's Health
  • Plan Banker's Life
  • Beech Street Corporation
  • Blue Cross/Blue Shield of Connecticut
  • Blue Cross/ Blue Shield Nat. Acc.
  • Blue Cross Family Plan
  • Blue Care Health Plan
  • Champus
  • Cigna
  • Cigna Medicare
  • Colonial Cooperative
  • Connecticare
  • Connecticut Health Plan
  • Corporate Health Administration
  • Federal Blue Cross/ Blue Shield
  • Golden Rule
  • Guardian
  • HealthNet
  • HealthNet-Medicare
  • Medicare
  • Northeast Direct
  • One Health Plan
  • Oxford Health Plans
  • United Health Care

2.  Referral Information:

  • In order to see Dr. Berger, many insurance plans and most HMO’s require a referral from the primary care physician. It is the patient's responsibility to have the referral completed prior to your first visit. If a referral has not been approved by your insurance plan, you may have to reschedule the visit or become responsible for the charges associated with your visit. Please check with your primary care physician before your visit to make sure they have obtained the required referral from your insurance plan.

Co-Payment Information:

  • Many insurance plans require a co-payment each time the patient sees a physician. We expect payment of your co-pay fee at the time of service. We accept cash, personal check, Mastercard/Visa.

Patient Responsibility:

  • Patients are responsible for full payment of the amount billed to them on their monthly statement. If there is a question, please contact our Billing Specialist, at (305) 932-5551.


We work for your health and well-being.